Membership Registration
Pick the track that matches your current operations. Your selection will follow you across registration.
Basic Membership
Who is Eligible
This includes existing POS and other interested individuals that want to grow and comply with the professional requirement of the new CBN guideline on Agent Banking in Nigeria, released in October 2025. With a minimum educational qualification of SSCE.
- New businesses for members with Banks, BOI, CAC, SMEDAN, FIRS, etc.
- Membership ID issued to protect members from arrests and fraud-related situations.
- Access and provision of Government intervention funds and financing.
- Introduction to social protection insurance, mortgage, and pension.
₦6,000 (Six thousand naira only)
- Membership Fee (₦6,000)
- Business location verification
- Linkage to a verified EFIX location / Standard Member
- SANEF Agency Banking Training (Free)
- Virtual Privacy Academy (VPA), participants earn a Certificate of Completion in Data protection as DPO-DATA PROTECTION OFFICERS (₦15,000)
- Junior Business Development Service Provider ( BDSP ) - Kaduna Business School (₦15,000)
Standard Membership
Who is Eligible
This includes existing agents that are involved in POS, Mobile Money, and enrollment activities such as BVN, NIN, State and Tax ID, Address Verification, etc., or interested new applicants who can meet the required training and certification standards. Interested applicants with a minimum School Certificate, OND, HND, or university degree can also apply.
₦36,000 (Thirty Six thousand naira only)
- Membership Fee (₦6,000)
- CIBN / SANEF Agency Banking (₦30,000)
- Must have a verified location
- Agency Banking (CIBN / SANEF Agency Banking Certification — Foundation level)
- Data Protection Training
- Junior BDSP — Kaduna Business School or Lagos Business School
- NIMC ID Ecosystem Enrolment Training
- New businesses for members with BOI, CAC, NIMC, BVN, FIRS, Banks, etc.
- Chartered Institute of Bankers (CIBN/SANEF) aligned Membership ID issued to members
- Register database of members with security agencies to protect against fraud-related situations
- Access and provision of Government intervention funds and equipment financing for all members
- Social protection insurance for all members through NSITF, Mortgage and Pension
Ready to scale? Upgrade to Professional when you complete advanced certifications such as CIBN/SANEF Certified Agency Banking and/or Full BDSP (KBS/LBS).
Professional Membership
Who is Eligible
Standard Members or Agent Aggregators who are able to acquire additional training and certification—CIBN Certified Agency Banking and/or Full KBS/LBS BDSP as well as other related professional courses that may be recommended by FIC from time to time.
Scale operations with advanced tools: CAC facilitation, grants readiness, insurance options, and open banking capabilities.
₦15,000 (Fifteen thousand naira only)
- Agency Banking (CIBN/SANEF — Certified level)
- Full BDSP — Kaduna Business School (KBS) or Lagos Business School (LBS)
- Data Protection Certification
Members of the following professional bodies are exempted (subject to verification):
- New businesses for members with BOI, CAC, NIMC, BVN, FIRS, Banks, etc.
- Chartered Institute of Bankers (CIBN/SANEF) aligned Membership ID issued to members
- Register database of members with security agencies to protect against fraud-related situations
- Access and provision of Government intervention funds and equipment financing for all members
- Social protection insurance for all members through NSITF, Mortgage and Pension